Employee Benefits We’re Passionate About
Insuring the health of your employees through our established carrier relationships.
– Healthy employees are a powerful asset and will elevate the company and its culture.
Fully insured options, level-funding options, self-funded options, and captive options.
– Medical funding strategies available from each end of the spectrum.
Insuring the health and longevity of your employees and their families.
– Through life and disability options, supplemental coverage options, retirement plans, tax advantage accounts (HRA, HSA, FSA), and wellness plans.
Employee advocacy your team can trust when navigating benefit-related situations
– Solid ground your employees can count on when intervention with carriers and escalation is needed.
Together Let's Take Strides Toward Stabilizing Company Costs and Redirect Savings Back into the Company and its Employees.
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Building an Employee Benefits Package That Makes You Proud
How Do I Get There?
Understanding your options and having a broker partner to illuminate the road ahead is a MUST. There is no ‘one size fits all’ box that ANY employer is stuck in. Together we will analyze your industry specific, data driven results that will navigate your company towards the best possible benefits program.
“We may have all come on different ships, but we’re in the same boat now.” – Martin Luther King, Jr.
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The Clear Horizon Employee Benefits Strategic Framework
Finding the Right Broker
At Clear Horizon we understand healthcare’s evolving landscape and the complex decisions employers are faced with. Let’s take steps together to ensure your company’s bottom line is protected, paired with a benefits package that exceeds your employees expectations. Let’s take steps now to put employee’s health and wellbeing in the forefront and cost containment working behind the scenes.
“Challenges are what make life interesting. Overcoming them makes life meaningful." - Joshua Marine
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Choosing the Right Funding Arrangement Strategy
What Does That Mean?
There are four main types of medical funding arrangements; Fully Funded, Level Funded, Self-Funded and Medical Captives. Each of these have their own unique set of values of company size, level of risk/return, and transparency. Together let’s think outside of the box, envision a stronger path forward and act on it.
“If everyone is thinking alike, then somebody isn’t thinking” - George Patton
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Balancing Cost Containment and Employee Satisfaction
Can the Scale Ever Balance?
YES, yes they can. This is the part we enjoy the most. Understanding the delicate balance between: Deductibles, copays, coinsurance and the employers $ contribution amounts. Understanding the companies culture & workforce, knowing what plans should be in place AND getting feedback from the employees that shouts – The company cares about me.
“Taking care of your employees is a way of taking care of your business” - Judy Ford
Local Experts, Real Answers. Contact Our Team Today!
We pride ourselves in consistently exceeding expectations in depth of industry knowledge, group health plan construction and service you can trust. Together let's navigate towards the Clear Horizon ahead.
