Employee Benefits We’re Passionate About
Insuring the health of your employees through our established carrier relationships.
– Healthy employees are a powerful asset and will elevate the company and its culture.
Fully insured options, level-funding options, self-funded options, and captive options.
– Medical funding strategies available from each end of the spectrum.
Insuring the health and longevity of your employees and their families.
– Through life and disability options, supplemental coverage options, retirement plans, tax advantage accounts (HRA, HSA, FSA), and wellness plans.
Employee advocacy your team can trust when navigating benefit-related situations
– Solid ground your employees can count on when intervention with carriers and escalation is needed.
Together Let's Take Strides Toward Stabilizing Company Costs and Redirect Savings Back into the Company and its Employees.
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Building an Employee Benefits Package That Makes You Proud
How Do I Get There?
Understanding your options and having a broker partner to illuminate the road ahead is a MUST. There is no ‘one size fits all’ box that ANY employer is stuck in. Together we will analyze your industry specific, data driven results that will navigate your company towards the best possible benefits program.
“We may have all come on different ships, but we’re in the same boat now.” – Martin Luther King, Jr.
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The Clear Horizon Employee Benefits Strategic Framework
Finding the Right Broker
At Clear Horizon we understand healthcare’s evolving landscape and the complex decisions employers are faced with. Let’s take steps together to ensure your company’s bottom line is protected, paired with a benefits package that exceeds your employees expectations. Let’s take steps now to put employee’s health and wellbeing in the forefront and cost containment working behind the scenes.
“Challenges are what make life interesting. Overcoming them makes life meaningful." - Joshua Marine
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Choosing the Right Funding Arrangement Strategy
What Does That Mean?
There are four main types of medical funding arrangements; Fully Funded, Level Funded, Self-Funded and Medical Captives. Each of these have their own unique set of values of company size, level of risk/return, and transparency. Together let’s think outside of the box, envision a stronger path forward and act on it.
“If everyone is thinking alike, then somebody isn’t thinking” - George Patton
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Balancing Cost Containment and Employee Satisfaction
Can the Scale Ever Balance?
YES, yes they can. This is the part we enjoy the most. Understanding the delicate balance between: Deductibles, copays, coinsurance and the employers $ contribution amounts. Understanding the companies culture & workforce, knowing what plans should be in place AND getting feedback from the employees that shouts – The company cares about me.
“Taking care of your employees is a way of taking care of your business” - Judy Ford
What Our Clients Say
"I've had the pleasure of working with Jason at Clear Horizon Benefits as our insurance broker for the past 7 years. As HR Director at CS Construction, I rely on Jason's energetic, can do approach and his genuine willingness to scope out every available option to find benefits that truly fit our needs. He never takes a one size fits all approach, he digs in to make sure we're getting the right coverage. On top of that, Jason is a local guy with deep roots and a fantastic network throughout Central Oregon, which has been invaluable to us. If you're looking for a broker who's responsive, thorough, and genuinely invested in your company's success, Jason is your person."
Stacie Wood, SHRM-CP, Human Resources and Business Manager, CS Construction, Bend"As a new client, I cannot say enough. I have had such a positive experience working with Jason. He has been encouraging, incredibly efficient, and easy to work with throughout the process. Having worked with many benefit brokers over the years, I can honestly say Jason at Clear Horizon has created the best experience by far. The transition has truly been no stress and no hassle."
Sarah Finn, Vice President of Finance and Administration, Teevin Bros Land & Timber Co, Astoria"Our company has been working with Jason since 2019. During that time he has provided us with sensible and affordable options for our health and supplemental insurance needs. He has listened to our input as the employer as well as helping our employees with their individual inquiries and concerns. He has been a valuable and knowledgeable resource as we navigate the constantly changing health insurance sector. We happily consider him as part of our team."
Trisa Lindsay, Owner, Lindsay Development LLC dba McKenzie Cascade Heavy Excavation, Redmond
"We've had a great experience working with Jason for quite a few years! He is always responsive and takes time to answer all our questions. He makes the yearly renewal process as easy and stress free as possible. We recommend Jason to anyone looking for a reliable and friendly experience!"
Kelley Brent, Human Resources Director, Saving Grace, Bend
"Jason at Clear Horizon Benefits was instrumental in helping us secure excellent group health insurance at a significantly better price than our previous plan. Throughout the process, he was incredibly responsive, replying quickly and efficiently every time I reached out. Beyond his obvious expertise, Jason is very personable and easy to work with. His amazing work ethic is evident in everything he does. I highly recommend partnering with Jason if you are looking for a dedicated health insurance expert."
Shirley Bridge, Office Manager, Storm Water Services, RedmondLocal Experts, Real Answers. Contact Our Team Today!
We pride ourselves in consistently exceeding expectations in depth of industry knowledge, group health plan construction and service you can trust. Together let's navigate towards the Clear Horizon ahead.
